We're now more than a year into the coronavirus pandemic. As I mentioned in a previous article, over the next few weeks we will take a look back on how the pandemic has changed lives and the way we live.

One way life has changed for many is how they spend their money. While everyone has been impacted by the pandemic and most people lost money due to the pandemic, some had it worse than others.

While most Americans received stimulus checks, some were more desperate than others to get that check. Some Americans used stimulus money to pay rent and buy food, and others used the checks to save money or start investing.

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According to a recent WalletHub Coronavirus Money Survey, 61 percent of Americans are saving more money instead of spending it. And when it comes to investing, look at retail trading apps like Robinhood. Over the course of the last year, the Robinhood app has added millions of new users.

I'm one of them. I've enjoyed using the Robinhood app, and have made several wise investments that are already paying off.

There are other ways our spending habits changed as well. According to WalletHub's survey, 29 million more Americans will apply for a credit card this year compared to last year.

And this next habit was pretty predictable. Last year, a lot of people were scared to touch cash and coins. Remember the coin shortage of 2020? According to WalletHub, 30 percent fewer people this year are as worried about touching cash. However, I still enjoy paying via Apple Pay. It's quick and easy, and I don't have to touch a screen.

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